DRAFT CHARTER SUBJECT TO FURTHER REVISION AND APPROVAL
(1) WG NAME (and any acronym or abbreviation of the name): The WG name, acronym and abbreviation must not include trademarks not owned by the Organization, or content that is infringing, harmful, or inappropriate.
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(2) PURPOSE: Please provide a clear statement of purpose and justification why the proposed WG is necessary.
Online identity fraud results from the misuse of personally identifying information such as names, Social Security Numbers, and birthdates, as well as misuse of shared secrets such as passwords, credit card information, answers to "challenge questions", mother's maiden name, etc. Misuse of this PII enables fraudsters to impersonate individual consumers online because identity-related claims are often based on nothing more than knowledge of this information. Identity fraud has an obvious negative impact on consumers, who may experience damaged credit scores, drained bank accounts, fraudulent credit card charges and other bills resulting from unauthorized purchases, falsified medical histories, privacy breaches of sensitive medical records and information, etc. The negative impact on businesses that provide identity-related products or services includes damage to their operations, reputations, and bottom line, as well as loss of consumer trust that is difficult and costly to regain.
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Upon completion of the Whitepapers described above, the WG may choose to issue additional Recommendations or Requirements for the deployment or use of the consumer identity solutions discussed in the Whitepapers.
(6) LEADERSHIP: Proposed WG Chair and Editor(s) (if any) subject to confirmation by a vote of the WG Participants.
Bob Pinheiro, Robert Pinheiro Consulting LLC, consumerid (at) bobpinheiro (dot) com
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- Bob Pinheiro, Robert Pinheiro Consulting LLC
- Pak Mark, Independent Business Investor
- Ron Carpinella, Equifax
- Alex Popowycz, Fidelity Investments
- Drummond Reed, Information Card Foundation