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Need a new name: Consumer Identity WG
(2) PURPOSE: _Please provide a clear statement of purpose and justification why the proposed WG is necessary._
The purpose of the Consumer Identity WG is to foster the development of a user-centric "identity layer" for the internet that enables consumers to fully exploit the potential of the internet without fear of identity theft. The WG addresses this goal by proposing technical and policy solutions that address current threats to privacy and identity, and socializes these solutions with appropriate parties to help foster their implementation. Specifically, the WG crafts whitepapers, requirements, specifications, and other work products to specify how emerging identity technologies, protocols, frameworks, laws and regulations, etc., can be leveraged to: (a) enable businesses to know, with high confidence, the identities of individual consumers with whom it engages in high-value online transactions, without jeopardizing the privacy of the consumer's Personally Identifiable Information (PII); and (b) enable individual consumers to prevent others from impersonating them in online transactions. By championing the use of these high assurance, privacy-protecting identity solutions, the WG seeks to help bring about an environment in which the identities of consumers engaged in high value, online transactions can be known with the same degree of confidence as the identities of parties engaging in various types of sensitive online business-to-business transactions.
(3) SCOPE: _Explain the scope and definition of the planned work._
Online identity fraud results from the misuse of personally identifying information such as names, Social Security Numbers, and birthdates, as well as misuse of shared secrets such as passwords, credit card information, answers to "challenge questions", mother's maiden name, etc. Misuse of this PII enables fraudsters to impersonate individual consumers online because identity-related claims are often based on nothing more than knowledge of this information. Identity fraud has an obvious negative impact on consumers, who may experience damaged credit scores, drained bank accounts, fraudulent credit card charges and other bills resulting from unauthorized purchases, falsified medical histories, privacy breaches of sensitive medical records and information, etc. The negative impact on businesses that provide identity-related products or services includes damage to their operations, reputations, and bottom line, as well as loss of trust that is difficult and costly to regain. As well, identity fraud creates distrust and fear between businesses and consumers that imperils achieving the full range of economic benefits promised by the internet itself.
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(4) DRAFT TECHNICAL SPECIFICATIONS: List Working Titles of draft Technical Specifications to be produced _(if any), projected completion dates, and the Standards Setting Organization(s) to which they will be submitted upon approval by the Membership._
Any draft technical specifications issued by the WG will be based on the whitepapers and/or requirements outlined in Section 3.
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The Kantara Leadership Council charters the Consumer Identity Work Group for five years. It may be amended from time to time, with changes approved by the Leadership Council. This charter will expire on <INSERT DATE>.
(9) IPR POLICY: The Organization approved Intellectual Property Rights Policy under which the WG will operate.
Kantara Initiative IPR Policy - Liberty Option
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