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Specifically, the WG will create several whitepapersWhitepapers, and possibly other requirementsRequirements, recommendationsRecommendations, or technical specificationsTechnical Specifications, to describe how emerging identity technologies, protocols, frameworks, laws and regulations, etc., can be leveraged to: (a) enable businesses to know, with high confidence, the identities (or authorization status) of individual consumers with whom it engages in high-value online transactions, without jeopardizing the privacy of the consumer's personally identifiable information; and (b) enable individual consumers to prevent others from impersonating them in high-value, online transactions.

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No draft Technical Specifications are currently planned.  Any draft Technical Specifications that the WG chooses to issue will be based on the whitepapers Whitepapers described in Section 5.  If Technical Specifications are produced, this charter will be amended to reflect the intended Standards Setting Organization to which they will be submitted, and the charter resubmitted for approval.  

(5) OTHER DRAFT RECOMMENDATIONS: Other Draft Recommendations and projected completion dates for submission for All Member Ballot.

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a) Using a number of sources (see Section 10) as background, together with new insights derived from participation and interaction with industry groups and other identity-related initiatives, the WG will produce at least one whitepaper Whitepaper that defines the concept of an authentication network comprised of Identity Providers that verify consumer identities and issue "strong" identity credentials to the consumers whose identities it has verified, Service Providers / Relying Parties who trust and rely on identity services from these Identity Providers, and individual consumers in posssession of these credentials. The whitepaperWhitepaper(s) will specifically address the needs of individual consumers to control the use of their online identities for obtaining identity-dependent services from Service Providers, as well as the needs of Service Providers to establish trusted relationships with Identity Providers who are then able to authenticate identity-related claims made by legitimate consumers known to these Identity Providers. 

b) Information Cards, in particular, may hold special promise as a basis for online consumer identity solutions because of their intuitive visual user interface as electronic "identity cards." Information Cards can help prevent identity fraud in at least two ways: managed Information Cards issued by trusted third party Identity Providers can provide verified identity claims on behalf of consumers, and self-issued Information Cards implementing cryptographic authentication protocols can be bound to existing online resources or accounts to provide authentication of returning authorized users. The WG will produce a whitepaper Whitepaper outlining how Information Cards, and in particular managed Information Cards, can provide high assurance identity solutions for consumers that can help prevent identity theft.  The whitepaper Whitepaper may propose or evaluate ways in which an "identity assurance framework" can be applied to establish trust between Relying Parties who consume identity claims contained in secure electronic tokens, and the Identity Providers who issue managed Information Cards as well as the identity claims transmitted via secure tokens.  The whitepaper Whitepaper may also address the problem of incorporating consumer-friendly, multifactor authentication schemes into the Information Card paradigm, replacing passwords as the only mechanism by which consumers authenticate to their Selectors (ie, online "wallets" holding Information Cards) and/or Identity Providers.

c) Much identity theft occurs because identity claims made by providing personally identifiable information are often unverified.  Unless all or most Service Providers / Relying Parties require rigorous identity verification prior to establishing high-value, identity-related services, it may still be possible for the identity of someone who has been issued "strong" credentials to have his/her identity "stolen."  The WG will produce a whitepaper Whitepaper that explores the feasibility of enabling a Relying Party to discover trusted Identity Providers that can verify an identity claim made on the basis of PII, provided that the PII corresponds to some individual consumer whose identity has been previously verified by a trusted Identity Provider.

The timeframes for completion of these activities is dependent on available resources.  We generally expect to complete at least one whitepaper Whitepaper described in (a) above within 4 months - 8 months of approval of this charter.  Completion of whitepapers Whitepapers described in (b) and (c) will follow. 

Upon completion of the whitepapers Whitepapers described above, the WG may choose to issue additional Recommendations or Requirements for the deployment or use of the consumer identity solutions discussed in the whitepapersWhitepapers.

(6) LEADERSHIP: Proposed WG Chair and Editor(s) (if any) subject to confirmation by a vote of the WG Participants.

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The Kantara Leadership Council charters the Consumer Identity Work Group for five years. It may be amended from time to time, with changes approved by the Leadership Council. This charter will expire on <MONTH>, 2014in 2014, at the end of the month in which this Charter was approved.

(9) IPR POLICY: The Organization approved Intellectual Property Rights Policy under which the WG will operate.

Kantara Initiative IPR Policy - Creative Commons Attribution Share-Alike Option for development of any non-software output other than Technical Specifications (e.g., Whitepapers, Recommendations, 
                                            Requirements)

Kantara Initiative IPR Policy - Liberty Option for development of Technical Specifications

(10) RELATED WORK AND LIAISONS: Related work being done in other WGs or other organizations and any proposed liaison with those other WGs or organizations._

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