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<h1>
Citigroup, Inc.</h1>
<div id=article_content>
<p>
<b>Necessary Claims Disclosure Notices </b>
</p>
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<p> <strong>
Specification Version</strong>
</p>
</td>
<td valign="top" class="tableheader">
<p> <strong>
Patent/Application Number and Country </strong>
</p>
</td>
<td valign="top" class="tableheader">
<p> <strong>
Licensing Royalty Terms </strong>
</p>
</td>
<td valign="top" class="tableheader">
<p> <strong>
Link to Relevant Member Agreement </strong>
</p>
</td>
<td valign="top" class="tableheader">
<p> <strong>
Link to Disclosure Documents </strong>
</p>
</td>
</tr>
<tr>
<td valign="top" class="tabletext">
<p>
ID-FF 1.0 (aka Liberty 1.0)
</p>
</td>
<td valign="top" class="tabletext">
<p>
EP 1 089 516 A2
</p>
</td>
<td valign="top" class="tabletext">
<p>
Reasonable And Non-Discriminatory
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1734/12190/file/2001.12.18 Sponsor Agreement.pdf">Sponsor 12/18/2001</a>
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1740/12216/file/Citigroup_Final_Revised_LAP_Letter_070902_KEL.pdf">V1.0</a>
</p>
</td>
</tr>
<tr>
<td valign="top" class="tabletext">
<p>
ID-FF 1.0 (aka Liberty 1.0)
</p>
</td>
<td valign="top" class="tabletext">
<p>
China 00130577.8
</p>
</td>
<td valign="top" class="tabletext">
<p>
Reasonable And Non-Discriminatory
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1734/12190/file/2001.12.18 Sponsor Agreement.pdf">Sponsor 12/18/2001</a>
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1740/12216/file/Citigroup_Final_Revised_LAP_Letter_070902_KEL.pdf">V1.0</a>
</p>
</td>
</tr>
<tr>
<td valign="top" class="tabletext">
<p>
ID-FF 1.0 (aka Liberty 1.0)
</p>
</td>
<td valign="top" class="tabletext">
<p>
U.S unpublished application
</p>
</td>
<td valign="top" class="tabletext">
<p>
Reasonable And Non-Discriminatory
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1734/12190/file/2001.12.18 Sponsor Agreement.pdf">Sponsor 12/18/2001</a>
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1740/12216/file/Citigroup_Final_Revised_LAP_Letter_070902_KEL.pdf">V1.0</a>
</p>
</td>
</tr>
<tr>
<td valign="top" class="tabletext">
<p>
ID-FF 1.1
</p>
</td>
<td valign="top" class="tabletext">
<p>
EP 1 089 516 A2
</p>
</td>
<td valign="top" class="tabletext">
<p>
Reasonable And Non-Discriminatory
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1734/12190/file/2001.12.18 Sponsor Agreement.pdf">Sponsor 12/18/2001</a>
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1741/12219/file/Citigroup_Liberty_Notice_Part_1_120602_KEL.pdf">V1.1</a>
</p>
</td>
</tr>
<tr>
<td valign="top" class="tabletext">
<p>
ID-FF 1.1
</p>
</td>
<td valign="top" class="tabletext">
<p>
China 00130577.8
</p>
</td>
<td valign="top" class="tabletext">
<p>
Reasonable And Non-Discriminatory
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1734/12190/file/2001.12.18 Sponsor Agreement.pdf">Sponsor 12/18/2001</a>
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1741/12219/file/Citigroup_Liberty_Notice_Part_1_120602_KEL.pdf">V1.1</a>
</p>
</td>
</tr>
<tr>
<td valign="top" class="tabletext">
<p>
ID-FF 1.1
</p>
</td>
<td valign="top" class="tabletext">
<p>
U.S unpublished application
</p>
</td>
<td valign="top" class="tabletext">
<p>
Reasonable And Non-Discriminatory
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1734/12190/file/2001.12.18 Sponsor Agreement.pdf">Sponsor 12/18/2001</a>
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1741/12219/file/Citigroup_Liberty_Notice_Part_1_120602_KEL.pdf">V1.1</a>
</p>
</td>
</tr>
<tr>
<td valign="top" class="tabletext">
<p>
ID-FF 1.2
</p>
</td>
<td valign="top" class="tabletext">
<p>
EP 1 089 516 A2
</p>
</td>
<td valign="top" class="tabletext">
<p>
Reasonable And Non-Discriminatory
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1736/12196/file/liberty alliance sponsor agreement_121302.pdf">Sponsor 12/13/2002</a>
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1742/12222/file/Citigroup_050203_LAP_Discl_Notice_v2_5-2_KEL.pdf">V2.0</a>
</p>
</td>
</tr>
<tr>
<td valign="top" class="tabletext">
<p>
ID-FF 1.2
</p>
</td>
<td valign="top" class="tabletext">
<p>
China 00130577.8
</p>
</td>
<td valign="top" class="tabletext">
<p>
Reasonable And Non-Discriminatory
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1736/12196/file/liberty alliance sponsor agreement_121302.pdf">Sponsor 12/13/2002</a>
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1742/12222/file/Citigroup_050203_LAP_Discl_Notice_v2_5-2_KEL.pdf">V2.0</a>
</p>
</td>
</tr>
<tr>
<td valign="top" class="tabletext">
<p>
ID-FF 1.2
</p>
</td>
<td valign="top" class="tabletext">
<p>
U.S unpublished application
</p>
</td>
<td valign="top" class="tabletext">
<p>
Reasonable And Non-Discriminatory
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1736/12196/file/liberty alliance sponsor agreement_121302.pdf">Sponsor 12/13/2002</a>
</p>
</td>
<td valign="top" class="tabletext">
<p>
<a href="http://www.projectliberty.org/liberty/content/download/1742/12222/file/Citigroup_050203_LAP_Discl_Notice_v2_5-2_KEL.pdf">V2.0</a>
</p>
</td>
</tr>
</table>
<p>
Please contact Citigroup, Inc. for any further details.
</p>
</div>